Innovations is about entrepreneurial solutions to global challenges. The journal features cases authored by exceptional innovators; commentary and research from leading academics; and essays from globally recognized executives and political leaders. Th Follow Innovations on Twitter, or follow Editor Philip Auerswald. |
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Lead Essays
Regulators as Change Agents
Claire AlexandreInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 3–16.
Abstract | PDF (121 KB) | PDF Plus (122 KB) |
Mobile Money as an Information Utility That Touches Everyone: Refining the Vision for Financial Inclusion
Ignacio Mas, Nicholas SullivanInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 17–25.
Abstract | PDF (87 KB) | PDF Plus (88 KB) |
Liquidity and Savings in the Age of M-PESA (Innovations Case Narrative: Jipange KuSave)
Nick Hughes, Gautam Ivatury, Jonathan Petrides, Stuart RutherfordInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 27–42.
Abstract | PDF (390 KB) | PDF Plus (271 KB) |
The Challenge of Combining Credit and Savings: (Innovations Case Discussion: Jipange KuSave)
Ashirul AminInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 43–48.
Abstract | PDF (146 KB) | PDF Plus (247 KB) |
An Emerging Platform: From Money Transfer System to Mobile Money Ecosystem
Jake Kendall, Bill Maurer, Phillip Machoka, Clara VeniardInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 49–64.
Abstract | PDF (395 KB) | PDF Plus (247 KB) |
Mobile Identity and Financial Inclusion at the Bottom of the Pyramid
Ramona Liberoff, Chris HornInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 65–72.
Abstract | PDF (102 KB) | PDF Plus (103 KB) |
Mobile Money: A Foundation for Food Security
Menekse GencerInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 73–79.
Abstract | PDF (400 KB) | PDF Plus (216 KB) |
Branchless and Mobile Banking Solutions for the Poor: A Survey of the Literature
Ahmed Dermish, Christoph Kneiding, Paul Leishman, Ignacio MasInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 81–98.
Abstract | PDF (137 KB) | PDF Plus (141 KB) |
Financial Inclusion and Regulatory Policy: The Case of Ghana's Informal and Semiformal Financial Institutions
Franklin BelnyeInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 99–104.
Abstract | PDF (92 KB) | PDF Plus (93 KB) |
Setting the Regulatory Landscape for the Provision of Electronic Money in Peru
Narda L. SotomayorInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 105–116.
Abstract | PDF (117 KB) | PDF Plus (118 KB) |
Cash-In and Cash-Out Agents for Mobile Money in Indonesia
Siti HidayatiInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 117–123.
Abstract | PDF (98 KB) | PDF Plus (99 KB) |
Regulation of Banking and Payment Agents in Kenya
Matu MugoInnovations: Technology, Governance, Globalization Fall 2011, Vol. 6, No. 4: 125–132.
Abstract | PDF (225 KB) | PDF Plus (210 KB) |
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My dream: everyone experiences Harrison Owen OpenSpace After%20the%20Rage.pdf
IF SCHOOLS were child centric they would make age relevant interventions:
if anyone is illiterate at age 6 it only takes 90 days to change that - best of all a literate kid can be main helper in 20 minute session - see sunita gandhi
finacial literacy would be practicsed from age 8 - see aflatoun ( works in 100 countries
from age 10 pre-teens would have access to pfysical and mental health studies designed peer to peer -see Lancet
no kid would leave primary school without knowing how open space meetings/teamwork is facilitated
teachers would be celebrated for clarifying which skills involve experiential learning not classroom examination - while there is some recognition that music and sports involve practice, its shocking that coding isnt valued this way ..
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Do you have life-changing moment to share? - what was it and what did you think or do differently after it?
example until 9/11, i assumed that (good) futures are happening somewhere in the world and would be searched out so that all could communally replicate them; === 9/11 caused me to question whether global connectivity will give us time to find sustainable solutions for our kids- i became particulaly interested in places where good education leaps appeared but did not get app'd the world over - one example actually goes back to my favorite 1990s advances in schools that a small cliuster of new zealand schools pioneered - download it here https://oiipdf.com/download/the-learning-revolution
i welcome discussion of this book's parts at any time rsvp chris.macrae@yahoo.co.uk if you have a solution every community that develops youth could be cooperational
in 1984our book with economist editors 2025report made the case for 40 year commitment to every child identifying own skils dashboard and maximising AI curation of this- we valued this as sustainability critical worldwide cooperation - we see no logic for changing this concern
== we live in an age where most up to half of knowhow of techforgood changes every 3 years - we needed mindsets for exploration not for being standard examined; a nation that makes its college students its largest debt class is likely to collapse economically socially environmentally if web3 is designed for celebrating sustainability cooperation; and if web3 is not designed for neough yout to linkin the first sustainability generation then we are all heading the way of the dodo
I am learn to learn
TECH - What is IT? and which exponential multipliers most impact human and natural futures?
AI >. silicon chip singularity (ie when one chip > one brain in pure analytical capacity) - science fictiion no moore
who programs the ai - the race to include lost voices eg girls- the world of statistics re=-examined like never before (eg previously mass statistics very weak at coding meaining from numbers)
Biotech >> Affective science (loveq and emotional intelligence remains human's unique edge over artificials for at least 10 more years!)
Some people say that Virtual or Augmented Reality has advanced at its best so far in last 12 months that there are hardly any qualified teachers only pioneering explorers- does this matter - well its VR which is your gateway to web3 - intead of just a mobile device you will like wear a visual sensor system; equally others argue that you shouldnt worry about how fast you put googles on - what you should want is to take back ownbership of what you spend time creating virually- look at the small print of the big platforms you probably dont own anything without them..maybe this is a generation issue bu interstingly the met-generation can now work on chnaging anything that old systems are destroying (eg climate) ...t
IOT which things will now have brains and be as mobile connected as you are
Crypto - can communities celebrate financiang their own most urgent sustainability cooperations? if they dont who wil?
Cyber >> Drone - opportunities and threats of public spaces- first in spaces like the arctic circle if we dont use drones we will get no warning before the big meltdown
-the mkist memorable western campus event i attended in 2010s was tufts colllaboratory summit convened mainly by arctic circle youth under 25;
one of the main debates how to help teachers in arctic circle schools empower their students to use virtual reality to visit other arctic circles schools communities; many of the changes and solutions are analogous; I am reminded by educators leading the compilation of virtual realty libraries of the DICE acronym - a reen might want to do something dangerous like climb everest, why not VR simulate that? there are impossible things a trainee doctor will never be able to travel inside a humans gut but that can be VR'd; there are catastropghic simulations - you would rid the world of bees just to test if donald is wrong about nature being more powerful than he is, you can simulate it; or the future of smart tourism may be curation of what a community is proudest of being visited for - this way ecotourism, cultural appreciation exchanges can be twinned to maximise celebration of each other- and by the way friends of the tourist can join in virtually- of corse this raises a metaverse question - that Hong Kong is leading the world on
being 100% public - good and bad hacs- note context matters - context 1 smart city context 2 isolated vilalge no moore context 3 make a huge land safe at borders
3D printing aka additive engineering
Big Data Small by market tech sector Leapfrogging
Nano cf einstein - to innovate science model more micro
Blockchain
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Volume 2
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